Business Loan Singapore

Business Loans: Raise Working Capital, Company Funding, SME Loan, Startup Business Financing Singapore

Whether it’s raising capital to grow your business or financing your new start-up, there are many risks to undertake and many costs and processes you have to incur.

As if that’s not hard enough, getting a bank loan in this tough business environment seems to be impossible for many SMEs.

QV Credit understands this. We know how stressful it is to run or start a business. That’s where our business loans come in. We offer loans for businesses of every size and need. Choose from a range of SME working capital loan and SME micro loan packages for small businesses, or investment business loans for larger businesses.

SME Loan Features and Benefits in Singapore

Better Interest Rates for a Lower Cost

Attractive interest rates over the loan tenure, one of the lowest in Singapore.

Super Simple Application

With such little paperwork required, it’s the most hassle free loan application ever

Fast Approval, Instant Cash Disbursement

Get your loan status in just minutes and funds disbursed on the spot.

Apply for a Business Loan with QV Credit

Get An Instant In-Principle Approval And Collect Your Money On The Spot!

Apply for a Personal Loan with QV Credit

Eligibility Requirements for Business Loan

We don’t discriminate based on the size or revenue of your business. But we’ll need basic business information such as the niche of your business, company’s financial statements and income tax reports for the period.

Here’s all you need to qualify for a business loan:

Business Loan Requirements

  • Proof that applicants are at least 21 years of age and above
  • Proof of a Singapore incorporated corporation/firm
  • The most recent printout of your ACRA
  • NRIC/Work pass/Passport of ALL directors/shareholders/partners
  • A tenancy agreement of your business location
  • Your latest balance sheet (if applicable)
  • Your company seal or stamp
  • Proof of assets or title deeds for our secured loans that involve lower interests

Business Loan Process

STEP 1: SCHEDULE AN APPOINTMENT

All you’ll need to do is full in an online business loan application form so that we can make the process faster. Our loans assistant will call you within the day to inform you of the documents to prepare.

STEP 2: HEAD TO OUR OFFICE

During our appointment, we’ll tailor a package that is comfortable for you and most beneficial for your business. We’ll also take you through the repayment schedule and all the payments. No hidden fees or charges!

Working Capital Loan Singapore
Supplies the cash flow needed when it comes to business expansion, bridging over on short term periods, or stabilizing cash flow for emergency situations. A working capital loan can help you with these goals.
Small Business Loan Singapore/SME Loan Singapore
For SMEs facing a hard time convincing banks that the turnover of your company is satisfactory enough, we believe you. We’ll issue you the loan so you can get back to business.
Start Up Business Loan Singapore
We focus more on your current ability to service your credit facilities. Poor credit history should not hinder you from getting the loan to meet the needs of your startup.

STEP 3: GROW YOUR BUSINESS

Once everything’s in order, just sign the loan agreement and the funding is yours!

Why Choose QV Credit for your Business Loans?

Easy Applying and Fast Processing

Schedule an appointment, submit your documents, sign the loan agreement. Done!

Customizable Loan Products

Get a custom Business Loans Singapore package that suits your specific business needs.

Flexible Repayment Schedules

Stretch your repayment periods so you have better cash flow for your business.

Quick Disbursement

Time waits for no one in this competitive environment and good opportunities don’t come by often. That's why as long as all the necessary documents are in order, the funding is yours.

Top-notch Customer Service

Your success is our priority and our team is ever ready to help you throughout the process.

Apply for a Payday Loan with QV Credit

Get An Instant In-Principle Approval And Collect Your Money On The Spot!

FAQ

Here are some of our Frequently Asked Questions that we get from most of our clients. Do take some time browsing through and we hope you may find the answers you are looking for!

Money Loans Offered in Singapore

We offer a range of different loan types based on your needs. It doesn’t matter if you have a bad credit history, or low-income, the best money lender for you is QV Credit!

How to find us

Phone number

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We have moved!

QV Credit is now 118 Credit as of 14 January 2022

Please find the same information and friendly customer service team over at our new website.

Apply for a Personal Loan with QV Credit